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President Obama and His Economic Stimulus Package
The US housing industry, where experts believe the economic crisis began, is the target of President Barack Obama's latest initiative to strengthen the economy.
Mr. Obama has unveiled a $75 billion plan to prevent as many as nine million Americans from losing their homes.
President Obama made the announcement in the southwestern city of Phoenix, Arizona, one of the areas hardest hit by foreclosures.
"In the end, all of us are paying a price for this home mortgage crisis," he said.
"And all of us will pay an even steeper price if we allow this crisis to continue to deepen, a crisis which is unraveling homeownership, the middle class, and the American Dream itself."
Mr. Obama introduced his housing plan one day after signing a $787 billion economic stimulus package, which he says will create or save 3.5 million jobs over two years.
He said the home mortgage crisis, the financial crisis and the broader economic crisis are interconnected.
Phoenix-area homeowner Tammy Woods agrees that mortgage problems can affect an entire community.
"This is not just my problem, because if I lose my home, it affects my neighbors, it affects my neighborhood, it definitely affects all of us," said Woods.
Moody's Economy.com says nearly 27 percent of America's 52 million homeowners with a home loan owe more on their mortgages than their homes are worth.
奥巴马总统的经济剌激方案
奥巴马总统针对美国的房市提出了最新的倡议,以促进美国经济。专家认为,美国的经济危机始于这个行业。
奥巴马提出了一个750亿美元的计划来防止多达900万美国人失去他们的住房。
奥巴马总统在位于亚利桑那州西南部的凤凰城宣布了救助房市的计划。这个地方是美国房屋失赎案例最多的地区之一。
“最终,我们大家都在为这个房贷危机付出代价。”他说,
“如果我们允许这个危机继续恶化下去,我们所有的人将会付出更大的代价。这个危机正在瓦解美国人对房屋的拥有权、中产阶级以及美国梦本身。”
奥巴马在签署了 7870亿美元的经济刺激方案一天之后提出了他挽救房市的计划。他表示,这个刺激方案将在两年的时间里创造或是挽救350万个工作机会。
他说,房贷危机、金融危机以及更为广泛的经济危机都有内在的联系。
凤凰城地区的房主伍兹也认为,房屋贷款问题会影响整个社区。
她说“这不仅是我的问题,因为如果我失去了我的房子,这会影响到我的邻居,影响到我的邻里,它无疑会影响到我们所有人。”
国际信用评级机构穆迪公司的研究部门穆迪经济网站说,在美国5200万房主中,将近27%的房主的房屋贷款超过了他们房子的市场价值。
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